South Carolina 2022 conforming loan limit $715,000
The increased South Carolina 2022 conforming loan limits to $715,000 is for mortgage brokers and not most Retail lenders. We are now offering South Carolina 2022 county loan limits up to $715,000 on all conventional loans. effective as of 9/07/2022 We expect the Federal housing officials to be announcing the official change later this year and it’s likely that FHFA’s 2023 conforming loan limit will be higher than $715,000.
Currently for South Carolina 2022 county loan limits with a conforming loan limit of $766,550, for a single-family home, will be raised to $715,000. There is speculation that the 2023 conforming loan limit will be close to $760,000, based on year-over-year house price growth through the first quarter of the year.
With South Carolina home prices going up there have been a lot of people who were hitting those conforming loan limits very early, and probably in counties and states where you wouldn’t think home buyers would need a jumbo loan!
South Carolina Conforming Loan Limits 2022 for All Counties
The Conforming loan limits for 2023 have not been released, in anticipation of this change, effective as of 9/07/2022 we are now offering conventional loan limits up to $715,000 on all South Carolina conventional loans. Because conforming loan limits are set using a formula mandated by federal law, lenders can anticipate what the FHFA will announce later this year as the numbers for 2023.
The table below contains the 2022 conforming limits for all counties in South Carolina, listed in alphabetical order. In this table, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, and so on.
| County | 1 Unit | 2 Units | 3 Units | 4 Units |
| ABBEVILLE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| AIKEN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ALLENDALE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ANDERSON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BAMBERG COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BARNWELL COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BEAUFORT COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| BERKELEY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CALHOUN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHARLESTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHEROKEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHESTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CHESTERFIELD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| CLARENDON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| COLLETON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DARLINGTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DILLON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| DORCHESTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| EDGEFIELD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FAIRFIELD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| FLORENCE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GEORGETOWN COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GREENVILLE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| GREENWOOD COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HAMPTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| HORRY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| JASPER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| KERSHAW COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LANCASTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LAURENS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| LEXINGTON COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MCCORMICK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MARION COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| MARLBORO COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| NEWBERRY COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| OCONEE COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| ORANGEBURG COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| PICKENS COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| RICHLAND COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SALUDA COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SPARTANBURG COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| SUMTER COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| UNION COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| WILLIAMSBURG COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
| YORK COUNTY | $766,550 | $828,700 | $1,001,650 | $1,244,850 |
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Comparing Current South Carolina Jumbo Loan Rates
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Current South Carolina Jumbo Loan Rates
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