Florida Mortgage Rates
If you’re in the market for a home worth $715,000 or less, you’ll probably need a conventional mortgage, and we’re ready to get you the best Florida mortgage rates. In some of the country’s most expensive cities — like, Key West and Key Largo located in Monroe county, — the baseline for a jumbo mortgage rate can be even higher, all the way up to $1,149,825.
Today’s low rates for Florida Mortgage Loans
When you “CLICK HERE” you’ll instantly see today’s lowest Florida Mortgage rates. If you see an interest rate you like, you can click to head straight to request your Custom Rate Quote.
What factors determine my Mortgage Loan Rate?
Lenders consider these factors when pricing your Florida interest rate:
- Credit score
- Down payment
- Property Location
- Loan amount/closing costs
- Loan Type
- Loan term
- Interest rate type
Current Florida Mortgage Rates
When your shopping for a Florida mortgage rate, we will get you the lowest interest rate possible, thus getting you the lowest interest rate that could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find the best Florida Mortgage rate is a big deal.
What is a Florida Mortgage Rate lock?
A Florida mortgage rate lock freezes the interest rate. The lender guarantees (with a few exceptions) that the mortgage rate offered to a borrower will remain available to that borrower for a stated period of time. With a lock, the borrower doesn’t have to worry if rates go up between the time they submit an offer and when they close on the home.
When should I lock my Florida mortgage rate?
Most lenders offer a 30- to 45-day rate lock free of charge. This means if the interest rate increases before your loan closes, you get the stated rate. However, if rates fall, you won’t benefit unless you restart the loan process, a costly and time-consuming endeavor.
Expert advice at your fingertips
Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.
Eddie Hoskins Founder & CEO
Providing our customers with the lowest rates, personalized service, and loan options that you don’t get from big box lenders or banks. That’s he built E Zip Mortgage.
Why should you choose us for your home loan?
We work for you & not the bank, we offer wholesale mortgage rates which are lower than retail rates not to mention, we offer a wide variety of loan options so you’re not stuck with one set of restrictive underwriting guidelines.
Credit scores a little low?
We have a credit score analyzing tool that can provide us with options to improve your credit scores quickly through a rapid credit rescore that usually takes 48 hours.
“We Think Outside The Box”
Our “Outside The Box Thinking” gets home loans approved and closed every day! From Bank Statement as Income loans to 50% debt to income ratio approvals, we do them all.
We’ve streamlined the mortgage process, close in 30 days or less.
From application to closing, all from the palm of your hand.
