E Zip Mortgage Welcome to
A new approach
to mortgages.
Were cutting through the establishment and connecting with people,
“Mortgage your way… the right way”
When you “CLICK HERE” you’ll instantly see today’s lowest mortgage rates. If you see an interest rate you like, you can click to head straight to get your Custom Rate Quote.
Why should you choose us for your home loan?
We work for you & not the bank, we offer wholesale mortgage rates that are lower than retail rates not to mention, we offer a wide variety of loan options so you not stuck with one set of restrictive underwriting guidelines.
We’ve streamlined the mortgage process, close in 30 days or less.
From application to closing, all from the palm of your hand.
Expert advice at your fingertips
Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends.
Eddie Hoskins Founder/CEO
“My mission is to give our clients their most enjoyable home buying experience, I’m focused on making sure their process is simple.”
“We Think Outside The Box”
Our “Outside The Box Thinking” gets home loans approved and closed every day! From Bank Statement loans to 50% debt to income ratio approvals, we do them all.
Loan Options
What Is Escrow and Why Do I Need It?
Understanding Escrow Accounts When you’re buying a home, you’ll hear a lot of new terms—one of the most important is “escrow.” While it might sound technical, escrow is simply a…
Credit Health and Mortgages: What to Know Before You Apply
Credit Matters More Than You Think When preparing to buy a home, your credit score becomes more than just a number—it’s a key part of your financial identity. While it’s…
Spring 2025 Housing Market: What Buyers Need to Know
Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in real estate—and for good reason. The weather improves, daylight lasts…